Affordable Choice — Real Coverage.
No Deductibles. Starting at $75/Month.
Fixed-benefit health insurance with first-dollar doctor visits, built-in cancer protection, and access to 810,000+ providers. A smart alternative when ACA plans cost too much.
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Why Texans Choose Affordable Choice
No Deductibles — First Dollar Coverage
Benefits start from day one with no deductible. First-dollar doctor visits with a rollover provision, plus prescription benefits of $25–$75/day — from your very first visit.
Cancer Benefit Built Into Every Plan
All four plan tiers include cancer coverage — radiation, chemotherapy, and immunotherapy — up to $2,000/day for 40 days per calendar year. No separate rider required.
810,000+ Providers + $0 Teladoc
Access First Health Network — 810,000+ physicians, 5,900+ hospitals across all 50 states. Plus unlimited $0 Teladoc visits 24/7, and RXedo prescription discounts up to 80%.
Simple Pricing — 4 Tiers to Fit Any Budget
All plans include no deductibles, first-dollar doctor visits, cancer protection, and the full provider network.
Everything That’s Included
Get the Right Plan — Free Guidance from David
David Gustafson has helped hundreds of Texans find the right coverage for their budget. He’ll compare all four Affordable Choice tiers, walk you through exactly what’s covered, and help you enroll — at zero cost to you.
Call (940) 245-6001
TX License #2116912 | Brilliant, The Insurance Services Company | 6009 W Parker Rd Ste. 149-1101, Plano TX 75093
Affordable Choice is underwritten by ManhattanLife Assurance Company of America and Family Life Insurance Company. This is a fixed-benefit limited health plan, not major medical/ACA coverage. Benefits are paid as fixed daily amounts regardless of actual provider charges. This plan does not satisfy the ACA minimum essential coverage requirement.