Out-of-Pocket GAP Insurance Texas
Stop Paying Your Deductible Out of Your Own Pocket
Your health plan has a deductible. When you hit it, you still owe copays and coinsurance. GAP insurance pays that balance directly to you — so your savings account stays untouched.
Deductible & Copay Reimbursement
The average Texas family health plan has a $5,000+ deductible. GAP insurance reimburses those out-of-pocket costs so you never have to choose between medical care and paying rent.
Works With Any Health Plan
ACA marketplace plan, employer group plan, or individual coverage — GAP insurance pairs with them all. It fills the holes your primary plan leaves without replacing it.
Cash Sent Directly to You
When you hit your out-of-pocket maximum or have a qualifying medical event, ManhattanLife sends payment directly to you. No billing to providers, no paperwork shuffle.
Your Deductible Is Not Optional. Your Out-of-Pocket Costs Should Be.
Apply online in minutes. GAP insurance starts from a few dollars a day and can save you thousands in a single year.

David Gustafson — Licensed Texas Insurance Advisor
Free consultation. I will show you exactly how much GAP insurance costs vs. how much it saves you when you actually use your health plan.