Accident Insurance Texas

Accidents Happen 24/7. Get Cash Paid Directly to You.

One ER visit. One broken bone. One ambulance ride. Your health insurance has a deductible. Accident insurance sends a cash check directly to you for every covered accident — no deductible, no network, no wait.

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ER Visits & Broken Bones

The average ER visit in Texas costs $2,200 before insurance. Accident insurance pays you a flat cash benefit for emergency room treatment, fractures, dislocations, and lacerations that require stitches.

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Ambulance & Hospital Admission

Ambulance rides average $1,300 in Texas and are often not fully covered by health insurance. Accident insurance pays additional benefits for ambulance transport and each day you are admitted to the hospital.

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Works on Top of Your Health Plan

Accident insurance stacks on top of whatever health coverage you already have. The check comes to YOU — spend it on your deductible, your mortgage payment, or anything else you need during recovery.

37 Million ER Visits Per Year Are Accident-Related. Most People Pay Thousands Out of Pocket.

For just a few dollars a day, accident insurance protects your wallet every time life takes an unexpected turn. Apply online in minutes.

David Gustafson

David Gustafson — Licensed Texas Insurance Advisor

Free consultation. Accident insurance is one of the most affordable policies I offer — and one of the most used. Let me show you what it covers.