Accident Insurance Texas
Accidents Happen 24/7. Get Cash Paid Directly to You.
One ER visit. One broken bone. One ambulance ride. Your health insurance has a deductible. Accident insurance sends a cash check directly to you for every covered accident — no deductible, no network, no wait.
ER Visits & Broken Bones
The average ER visit in Texas costs $2,200 before insurance. Accident insurance pays you a flat cash benefit for emergency room treatment, fractures, dislocations, and lacerations that require stitches.
Ambulance & Hospital Admission
Ambulance rides average $1,300 in Texas and are often not fully covered by health insurance. Accident insurance pays additional benefits for ambulance transport and each day you are admitted to the hospital.
Works on Top of Your Health Plan
Accident insurance stacks on top of whatever health coverage you already have. The check comes to YOU — spend it on your deductible, your mortgage payment, or anything else you need during recovery.
37 Million ER Visits Per Year Are Accident-Related. Most People Pay Thousands Out of Pocket.
For just a few dollars a day, accident insurance protects your wallet every time life takes an unexpected turn. Apply online in minutes.

David Gustafson — Licensed Texas Insurance Advisor
Free consultation. Accident insurance is one of the most affordable policies I offer — and one of the most used. Let me show you what it covers.