OmniFlex Short-Term Care Insurance Texas
Nursing Home. Assisted Living. Home Care. Covered.
Long-term care insurance costs a fortune and takes years to qualify. OmniFlex Short-Term Care from ManhattanLife covers you NOW — at a fraction of the price — with no long elimination period.
Nursing Home & Assisted Living
Average Texas nursing home costs $7,000 per month. Short-term care covers stays up to 360 days — enough to recover from a surgery or serious illness without draining a retirement account.
Home Care Option
Prefer to recover at home? OmniFlex pays your daily benefit for in-home professional care as well. You choose the setting. The plan pays for it regardless of where you recover.
No Long Waiting Period
Traditional LTC policies make you wait 90 days before benefits begin. OmniFlex short-term care starts paying from day one of a qualifying care event so you are never left scrambling.
70% of Texans Over 65 Will Need Some Form of Care. Will You Be Ready?
Short-term care is the affordable first step to protect your independence. Premiums are a fraction of traditional LTC — apply in minutes online.
David Gustafson — Licensed Texas Insurance Advisor
Free consultation. I will walk you through short-term versus long-term care options and find the right protection for your situation and budget.