DaveG

Let’s face it, talking about death isn’t exactly a cheery topic. But here’s the thing: life, in all its beauty, inevitably comes to an end. And while we can’t control the timing, we can make thoughtful decisions to ensure our loved ones aren’t burdened with financial stress during a difficult time. This is where the …

Burial / Final Expense Life Insurance: Do You Need It? Read More »

Health insurance is essential for ensuring access to medical care without the burden of overwhelming costs. However, if you have a pre-existing condition, you might be concerned about whether you can get coverage. The good news is that, thanks to significant changes in healthcare laws, obtaining health insurance with a pre-existing condition is more straightforward …

Can I Get Health Insurance If I Have a Pre-existing Condition? Read More »

Welcome to your Insurance news round-up for July! This month, we’ve got a mix of news impacting the insurance scene, from positive developments like TWFG’s strong IPO debut to pressing concerns like rising homeowners’ insurance rates and potential impacts from an active hurricane season. We’ll also delve into industry recognition for Texas leaders and recent …

Your Monthly Insurance Industry News & Updates Round Up – July 2024 Read More »

Life insurance is a cornerstone of financial security, providing a safety net for your loved ones in case of your passing. But did you know some life insurance policies offer a living benefit you might not be aware of? This benefit allows you to borrow money against the cash value of your policy, essentially accessing …

How Can You Borrow from Your Life Insurance Policy? Read More »

A healthy smile goes a long way, boosting both confidence and overall well-being. Dental insurance plays a crucial role in maintaining good oral health by making preventive care and necessary treatments more affordable. If you’re employed by an organization participating in the Employees Retirement System (ERS) program, you might be eligible for an ERS dental …

What is the ERS Dental Plan and Its Benefits? Read More »

Planning for a family is an exciting time, but it’s also essential to be financially prepared. Maternity insurance can help cover the costs of pregnancy, childbirth, and postpartum care. However, many plans have a waiting period before maternity benefits kick in. This blog post will explain everything you need to know about waiting periods in …

What is the Waiting Period in Maternity Insurance? Read More »

In the fast-paced world we live in today, prioritizing mental well-being is more essential than ever. Fortunately, many health insurance plans now recognize the significance of mental health and offer coverage for various mental illnesses. This blog post dives into the world of mental health coverage, exploring what’s typically included, and empowering you to make …

Does Your Health Insurance Cover Mental Illness? Read More »

In today’s digital era, cyber threats are a persistent concern for businesses of all sizes. Data breaches, ransomware attacks, and other cyber incidents can have devastating consequences, leading to financial losses, reputational damage, and even legal trouble. This is where cyber insurance steps in, acting as a financial shield to protect your organization from the …

What Is Cyber Insurance & Why Is It Important? Read More »

Life can be unpredictable, and sometimes those unexpected turns can impact your insurance needs. Qualifying life events (QLEs) act as a safety net, allowing you to make adjustments to your health insurance plan outside the traditional enrollment period. This blog post will delve into the world of QLEs, explaining what they are, what qualifies, and …

What Is a Qualifying Life Event for Insurance? Read More »