DaveG

Welcome to your Insurance news round-up for July! This month, we’ve got a mix of news impacting the insurance scene, from positive developments like TWFG’s strong IPO debut to pressing concerns like rising homeowners’ insurance rates and potential impacts from an active hurricane season. We’ll also delve into industry recognition for Texas leaders and recent …

Your Monthly Insurance Industry News & Updates Round Up – July 2024 Read More »

Life insurance is a cornerstone of financial security, providing a safety net for your loved ones in case of your passing. But did you know some life insurance policies offer a living benefit you might not be aware of? This benefit allows you to borrow money against the cash value of your policy, essentially accessing …

How Can You Borrow from Your Life Insurance Policy? Read More »

A healthy smile goes a long way, boosting both confidence and overall well-being. Dental insurance plays a crucial role in maintaining good oral health by making preventive care and necessary treatments more affordable. If you’re employed by an organization participating in the Employees Retirement System (ERS) program, you might be eligible for an ERS dental …

What is the ERS Dental Plan and Its Benefits? Read More »

Planning for a family is an exciting time, but it’s also essential to be financially prepared. Maternity insurance can help cover the costs of pregnancy, childbirth, and postpartum care. However, many plans have a waiting period before maternity benefits kick in. This blog post will explain everything you need to know about waiting periods in …

What is the Waiting Period in Maternity Insurance? Read More »

In the fast-paced world we live in today, prioritizing mental well-being is more essential than ever. Fortunately, many health insurance plans now recognize the significance of mental health and offer coverage for various mental illnesses. This blog post dives into the world of mental health coverage, exploring what’s typically included, and empowering you to make …

Does Your Health Insurance Cover Mental Illness? Read More »

In today’s digital era, cyber threats are a persistent concern for businesses of all sizes. Data breaches, ransomware attacks, and other cyber incidents can have devastating consequences, leading to financial losses, reputational damage, and even legal trouble. This is where cyber insurance steps in, acting as a financial shield to protect your organization from the …

What Is Cyber Insurance & Why Is It Important? Read More »

Life can be unpredictable, and sometimes those unexpected turns can impact your insurance needs. Qualifying life events (QLEs) act as a safety net, allowing you to make adjustments to your health insurance plan outside the traditional enrollment period. This blog post will delve into the world of QLEs, explaining what they are, what qualifies, and …

What Is a Qualifying Life Event for Insurance? Read More »

Maintaining good oral health is crucial for overall well-being. However, dental care costs can quickly add up. Fortunately, two financial tools can help you manage these expenses: Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). This comprehensive guide dives into the world of HSAs and FSAs, exploring their functionalities and applicability towards dental expenses. …

Can You Use HSA or FSA for Dental Expenses? Read More »

In today’s world, navigating healthcare can be complex. Private health insurance plays a crucial role in managing healthcare costs and ensuring access to quality medical services. This comprehensive guide delves into the world of private health insurance, exploring its core concepts, benefits, and considerations. What is Private Health Insurance? Private health insurance refers to health …

What is Private Health Insurance? Everything You Need to Know Read More »

The arrival of a newborn baby is a joyous occasion, filled with excitement and a touch of nervous anticipation. As you prepare to welcome this precious addition to your family, ensuring their health and well-being becomes a top priority. Health insurance plays a crucial role in safeguarding your baby’s health, offering financial protection and access …

Things to Know Before Buying Health Insurance for a Newborn Baby Read More »