Expert Guidance for Personalized Life Insurance Policies

At Brilliant Insurance Agency, we’re committed to providing you with the best life insurance coverage to safeguard your family’s future. Our experienced and knowledgeable insurance agents are dedicated to understanding your unique needs and crafting a personalized life insurance plan that aligns perfectly with your individual and financial goals.

Your Trusted Partner in Life Insurance
We recognize that life insurance can be a complex and personal decision. That’s why our dedicated life insurance agents are here to simplify the process for you. We’ll take the time to explain the various options available, answer your questions, and help you make informed decisions that protect your loved ones and secure your financial future.

Customized Plans for Your Unique Circumstances
We understand that no two individuals or families have the same life insurance needs. That’s why we offer a wide range of life insurance plans, including term life insurance, whole life insurance, and universal life insurance policies. We’ll work closely with you to assess your specific needs and budget and find the plan that provides the best coverage and value for your money.

Don’t Delay Protecting Your Loved Ones
Don’t wait for the unexpected to happen. Contact our insurance agents today and let us guide you towards finding an affordable life insurance policy tailored to your needs. With our expertise and dedication to personalized service, you can rest assured that your family’s future is in good hands.

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Our Comprehensive Life Insurance Plans

At Brilliant Insurance Agency, we partner with top-tier insurance carriers to offer a wide range of life insurance plans tailored to meet the diverse needs of our clients. Here's an overview of some of our most popular plans:

Viva Life – Professional

Protect your future insurability while you are young, and when premiums are inexpensive. Viva Life offers accidental death protection. If you die at a young age, it could be the result of an accident. Viva Life’s accidental death benefit will double your death benefit. 

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Viva Life – Family

At Family Life we believe that ” Family Comes First ” and that is why we offer Viva Life to protect you and your family. Viva Life offers accidental death protection. If you die at a young age, it could be the result of an accident

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Viva Life – Living Benefits

VIVA LIVING BENEFITS offers a combination of 20 year term life insurance (15 years for ages 56-60) and a first occurrence critical illness benefit covering major critical illness conditions.*

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Viva Life Time

Viva LifeTime is a simplified issue whole life policy that provides permanent life insurance protection. With level premiums and guaranteed cash values, Viva LifeTime offers you life insurance protection that will last a LifeTime.

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Ethos Life Insurance Plan

With Ethos, you can apply for term life whole insurance online in just about 10 minutes without talking to an agent (unless you want to-then we’re happy to help). We offer flexible coverage options you can personalize to fit your budget and coverage needs. And most people don’t even need a medical exam.

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Enjoy Exceptional Benefits with Our Life Insurance Plans

No Medical Exam Required

Eliminate the hassle of a medical exam and receive a quick decision based on a few simple health-related questions.

Quick and Easy Application

Apply for coverage conveniently online and select the desired amount of coverage that aligns with your needs.

Tax Advantages

Take advantage of tax-deferred cash values that grow over time, providing a potential source of tax-free income.

Optional Accidental Death Benefit

Enhance your coverage with an optional accidental death benefit that doubles the death benefit in case of an untimely accidental passing.

Protect Your Family's Future with Expert Life Insurance Solutions

Our experienced advisors are here to help you find the perfect life insurance plan to safeguard your loved ones and secure your financial future.



    Need Help Finding The Right Life Insurance Plan? Talk To Our Licensed Agent.
    Call- (844) 475-0770

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    FAQ

    Life insurance is a contract between an insurance policy holder and an insurance company. The policyholder pays a premium for a policy, and the insurance company agrees to pay a specified sum of money to the policyholder's beneficiaries if the policyholder dies during the policy's term. The insured money can be used to cover funeral costs, medical bills, and other expenses. Life insurance can also be used to provide financial security for family members who depend on the policyholder's income.

    Life insurance is an important financial tool for anyone with dependents or financial obligations. Those who are married or have children should consider life insurance to provide financial security for their family in the event of their death. It is also useful for young people who want financial security for their friends or family upon their unexpected death.

    There are several types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specific period, while whole life and universal life insurance provide coverage for the entire life of the policyholder.

    The cost of life insurance varies depending on the type of policy, the amount of coverage, the age of the policyholder, and several other factors. Generally, term life insurance is the least expensive, while whole life and universal life policies tend to be more expensive. It’s important to compare costs and features when buying a life insurance plan, to make sure that you’re getting the best value for your money.

    Generally, the death benefit from a life insurance policy is not taxable. However, life insurance policies can have different tax implications depending on the type of policy and the amount of premiums paid. It’s important to consult a qualified insurance advisor to discuss the specific tax implications of your life insurance policy.

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