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Under-65 Health Insurance

ACA Health Insurance Plans

Affordable Care Act marketplace plans for individuals and families — with premium tax credits that may lower your monthly cost to $0.

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Individual ACA Health Insurance

Affordable Care Act marketplace plans for individuals and families — with premium tax credits that may lower your monthly cost to $0.

The ACA marketplace offers comprehensive health insurance for individuals and families who don't have employer-sponsored coverage. Depending on your income, you may qualify for significant premium subsidies that dramatically reduce your monthly cost.

Open Enrollment runs November 1 – January 15. Special Enrollment is available year-round for qualifying life events such as job loss, marriage, birth, or relocation.

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What ACA Plans Cover

  • Covers pre-existing conditions — no denials
  • Premium tax credits available based on income
  • Bronze, Silver, Gold, and Platinum plan tiers
  • Essential health benefits including prescription drugs
  • Preventive care covered at 100%
  • Special enrollment available for qualifying life events

Not sure which ACA plan is right for you?

Our licensed Texas agents are here to help — or apply entirely online at your own pace, 24/7.

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