Business Health Benefits Texas

Give Your Team Better Benefits and Spend Less Doing It

Traditional group health insurance costs Texas employers $8,000+ per employee per year. ICHRA and ManhattanLife group supplemental plans let your team choose the coverage they actually want — at a fraction of the cost.

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ICHRA — Replace Group Insurance

Stop paying a group premium. With ICHRA, you give each employee a tax-free monthly allowance and they pick their own individual health plan. You control costs. They get coverage they choose. Everyone wins.

ManhattanLife Group Supplemental

Add dental, vision, cancer, hospital indemnity, and accident coverage to your benefits package at group rates. Employees pay little to nothing out of pocket. You win the talent war without blowing your budget.

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Voluntary Benefits That Cost You Nothing

Many ManhattanLife group benefits are 100% employee-paid — you simply offer them. Employees get access to group rates they could never get on their own. Zero cost to the employer. Maximum value for the team.

Your Competitors Are Already Offering Better Benefits. Are You?

I work with 100+ Texas businesses. In a free 30-minute consult I will show you exactly what you can offer your team and what it actually costs.

David Gustafson

David Gustafson — Licensed Texas Insurance Advisor

Free consultation. I have helped 100+ Texas businesses replace overpriced group insurance with better solutions that employees actually use and appreciate.